Northern Regional Health JIF
An Introduction
The Northern Regional Health JIF is available to primarily serve governmental entities and school districts in the Northern parts of NJ, including Warren, Morris, Sussex, Passaic and Essex Counties. The Fund contracts with Aetna & United Healthcare (medical), Express Scripts (pharmacy) and Delta Dental of New Jersey(dental).
Like all PERMA Health JIFs, each public entity appoints a Fund Commissioner to represent them. These individuals can have as little or as much involvement in shaping the Fund's overall direction as they choose. Depending on their needs, the Executive Director and Program Manager can manage every aspect of the Fund, from day-to-day functionality to vendor selection to long-range forecasting.
Our Wisdom, Your Advantage
The Northern Regional Health JIF, like all PERMA Health JIFs, has a proven track-record of fiscal responsibility. The reason is the decision-making process combines our decades of public entity expertise with your needs. Together, the result is a Fund that delivers year-after-year.
How The Fund Is Managed
Fund Executive Committee - Fund Commissioners
Executive Director - PERMA
Program Manager
Professional Services - Attorney & Actuary
By The Numbers
1993 - Established | 19 - Public Entities In Fund | 8.5 Percent - Average Premium Increase Over Past 14 Years | $9,246,369 - Fund Surplus | $900,000 - 3-Year Average Dividend Payment | 16 Years - Consecutive Years Without A Deficit
The Roster
MUNICIPALITIES & OTHERS
Andover | Berkeley Heights | Bloomingdale | Byram | Dover | Hanover | Hardyston | Hawthorne | Hopatcong | Lincoln Park | Madison | Netcong | Prospect Park | Randolph | Ringwood | Roxbury | Wantage | West Milford | Woodland Park
For More Information
Joseph M. DiBella
Executive Vice President
PERMA Risk Management Services
1-856-552-4618
jdibella@connerstrong.com