PERMA Health JIF

A Shared Services Model

A shared services model is known to be an effective way of purchasing energy, supplies and services. In particular, the shared services model, called a Joint Insurance Fund, has proven extremely successful for purchasing property and casualty insurance.

Like the highly successful property and casualty JIFs, health insurance is also available through a shared services model.

PERMA is a division of Conner Strong and manages the JIF operations. Conservative estimates show that PERMA has saved New Jersey more than $1 billion through the use of JIFs. Along with the property and casualty JIFs, PERMA manages several Health Insurance JIFs.

The PERMA Health JIFs are regionalized and regulated by the New Jersey Department of Banking & Insurance, offering unparalleled controls and measures. With a PERMA Health JIF, you own the process, the products and the results, allowing you to:

• Better predict and control future healthcare costs
• Preserve local control over your insurance plan
• Maintain your current level of benefits on an "equal-to or better-than" basis
• Influence claim costs through improved program management
• Reduce administrative expenses through increased negotiating clout
• Access your own claims data

Membership has its benefits. And privileges. A PERMA Health JIF is exclusive for only those public entities with a strong claims history and strong loss records.

To see if you are eligible, call us today.

For more information:

Contact:

Joseph M. DiBella
Executive Vice President
PERMA Risk Management Services
1-856-552-4618
jdibella@connerstrong.com